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Comment Start saving early... (Score 3, Insightful) 583

1. Start saving early.
2. Live below your means.
3. Keep debt to a minimum. Never put on a credit card more than you have in your savings account.
4. Debt isn't evil, but you should treat it as if it was. Keep it to a minimum.
5. If you're buying a house, don't take out a mortgage for more than three years gross salary. And when you do get a mortgage, get a fixed mortgage.
6. Invest as much as possible in low expense ratio index funds.
7. Open up a Roth IRA early and maximize my investment in it every year.
8. NEVER use an investment advisor. Read a book instead. (Common Sense on Mutual Funds by Bogle is an excellent start. If you want something simpler, The Boglehead Guide To Investing)
9. NEVER buy investments through your insurance company.
10. When you start having kids, start a 529 plan for each ASAP.

Comment Re:They're missing the point... (Score 1) 278

Space travel is hard.

The point is, we have to try. The sooner we are independent of Earth, the better.

So what if it takes a few trillion dollars of effort and resources? There will always be people who could be better off. That's the human condition.

We are either meant for the stars or we are not. I choose to believe the former. Would I go myself? No. I'm too old. Would I invest my money and encourage my children to go? Absolutely.

Comment Not sure how I can believe this. (Score 2) 241

The writer is saying Apple came out with a MacBook that cannot smoothly run the OS that was preinstalled on it?

Frankly, I can understand if it was a 4 year old laptop with the latest OS, but Apple's usually pretty good about integration. Can anyone else verify that the latest MacBook that OS animations aren't smooth?

Comment Re:Does This Make Sense? (Score 2) 318

Plus, we haven't talked about the energy required to built batteries, nor the energy required to recycle them after they die in about 5 years.

Tesla's been selling electric cars for 5 years. You would think they would notice.

Not only that, but Tesla warranties their batteries for 8 years unlimited miles. I guess they're going to lose a lot of money when all those batteries go bad in 5 years of use.

Comment I used to love X-Files ... (Score 1) 166

I used to love X-Files until a friend spoiled it for me. He basically said that Mulder and Scully were basically witnesses to whatever mystery they were uncovering. Nothing would have changed if they weren't there. Sure, the random person would have lived or died, but it's not like they solved any big mysteries.

And after I while I just got tired of the whole X-Files mythology.

Besides, weren't the aliens supposed to have invaded by now?

Comment Hype? (Score 1) 286

Sounds like all hype to me.

They mentioned that it's for the entire Model S fleet, most of which does not have dual motors so "torque sleep" may not be the answer. My hope is they eek out an extra 50 miles to a full charge and recommend 100% charging all the time (they currently recommend 90% charge most of the time and only to use 100% for long trips).

Comment Re:It's not THAT much.... (Score 3, Interesting) 529

But certainly reasonable given their track record.

In three years? Possibly.

In five years? Probably.

In ten years? Of course.

The first gen iPhone came out nine years ago and is not compatible with any iPhone apps. About the only thing you can do with it is sync with iTunes (which I do on occasion). Not a big deal, as I use it as a jukebox for my daughter's bedroom.

The first gen iPad came out five years ago and is not compatible with the last few iOS updates or with most apps available in the app store (since they require newer versions of iOS). I use mine as a remote control for my media center and to read some PDFs.

I guess when the Apple Watch is obsolete it will still tell time. Hopefully the battery doesn't degrade much over that time period (or is it replaceable by any watchmaker?).

Comment Re:Custom ... nipples? Actual custom nipples? (Score 2) 61

If you know a breast cancer survivor personally, they are generally pretty open about those sort of questions.

I had one friend complain about how her plastic surgeon kept on getting the placement of the nipple on the wrong spot. She eventually went to the OR with a smiley face where she wanted the nipple placed.

A second friend said her plastic surgeon kept on pushing for nipple preservation but she was quite content (wouldn't say happy) without one. She did feel less of a woman for a while afterwards, but started feeling better once she started gaining weight back and getting her sex drive back.

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