Computers are tools. The best tools for the job should always be used. If some one can prove the risk:reward ratio is in my favour I'm going to gamble on the quick and dirty solution as well. People do this all the time, people risk their lives to save both time and money. It occurs in every industry; it's called cutting corners. I know of many government agency's in Canada that use Skype, Hotmail, Google Email etc for both business and personal transactions. Little do this people understand is that have the time that information is either routed through or stored in the USA where they should not expect any level of privacy. It's unfortunate but it is often the person in power who lack the basic understanding to make sure things are done properly it's really not there fault, and consider many of them are ultimately earning more financially for being the decision maker they really don't want to share too much if it diminishes either their perceived or true value. That said I have worked with a few great teams that had leaders that knew best to delegate the decisions to the experts they hired.