This depends on the type of mortgage that you buy. Deals where the lender front loads the interest payments are typically fixed-rate, fixed-term, products. At the other end of the spectrum are interest-only deals with overpayments. In those your bill is however much you owe on the outstanding loan at this this months interest rate, with any payment over that level paying off the debt. Inbetween there are many types of hybrid product.

Or maybe they would prefer a nice game of chess, Professor?

Look, it's been a while.

Reader is not coming back, you have got to let go.

Ah the powerful effects of a performance placebo

Mer jobba, mer penga. Vad är om inte giller?

Government: We really like the idea of being able to watch every currency transaction in real time...
IBM: We can sell you a bitcoin system.
Government: We don't really like terrorist money, or people mining free cash...
IBM: We can sell you an IBMcoin system. Please fill in the details on this rather large cheque.

At least it works for gaming. Watching somebody code using a small font size, in a tiny window, down-sampled to 720p and then compressed to hell is about as much fun as... watching someone code. What ever happened to doing?

Why bother? The NSA has already done most of them. It would just be redundant.

Well in that case I guess I must play role of appropriate personality type X to go and find the resource. As it turns out my vague recollection was exactly wrong, it is not choosing beliefs that imposes a cognitive load. Processing other people's beliefs imposes cognitive load (I would speculate this would be some kind of role-playing operation happening at a low (automatic) level).

So, in the context of online discussions it would work out the other way: that recognising that other people have differing beliefs would impose a greater cognitive load. Anyway, the experiment design that they used is quite cool so if it interests you the article is at this location.

It does provide an interesting approach to training though. If we haven't produced a grandmaster for decades then we could simply increase the ratings of our national contenders by hundreds points so that they make fewer mistakes. It doesn't even matter if they are really that could, we could just keep doing it until they play like machines.

I can't be bothered to check something that I vaguely remember, but luckily there are many people with the personality type to do this, reading this very thread. Woot.

Doesn't #2 impose a greater cognitive load than #3? Which of course would make it more tiring to maintain in the long run.

So your presumption is wrong.

What have you learned about how *other people* filter and interpret information they read in comments? In particular maybe you have learned something about how uniformed comments influence the majority of people that read them, regardless of whether or not you are in that majority.

Who claims that it transmits over the internet all of the time?

The article specifically says that it only transmits when the voice recognition icon is active. I have not read anyone who has stuck wireshark on it and said "holy crap this transmits all the time". Are you just making shit up, because you are not doing it very well. The trick is to use an element of truth, which you seem to have skipped.

We wanted a 55" and it had to be Samsung as I like the image processing magic. Netflix is great, the app gets used every night. Good image, good enough controls (fast forward and rewind could be improved. Everything else on a SmartTV is total crap and was tested once. The skype client is truly awful.

Gesture recognition is used once in a blue moon when the couch has eaten the remote.

So that means that you don't own a laptop with a builtin webcam?

I've got one of these TVs and although the article is accurate the headline is not. When you issue a voice command you have say "Hi TV" or one of two other phrases. These are simple enough to be recognised by the TV itself. Normally you repeat this about 10 times in varying pitches and speeds because the recognition is crap. At this point a big microphone appears on the screen and what you try to say next it records and transmits over the internet to some service.

No matter what you actually say the TV then tries to change the colour key, or randomly fires up skype. After which you disable it completely in the menus and it never records you again.