Comment Not by choice in my case (Score 1) 138
I'd prefer to be FTE, but RIFs happen. My wife is disabled and has some chronic ("pre-existing conditions") health problems so I need a good health-care program + long-term disability ins. Historically that's been through my employer. Currently through COBRA at $1150/mo, going to $1300/mo in 2014.
ACA aka Obama-care may help - we're trying to find out but it is complex.
I wonder what'll happen when all the technology workers who are tied to a job because of health coverage are no longer dependent on their employer for medical insurance? Retire to Costa-Rica? Join the Peace Corps? Become artists?