Comment Re:You needn't charge anything (Score 1) 570
Don't pay attention to any of it. Just pay your bills, and your credit score will be 800+. Mine has been 800+ for as long as I've bothered to check (15 years), with debts ranging from $0 to $100,000, including maxed out credit cards. Too many people identify credit scores with self worth. I don't think people should try to do anything special to appease these crooks. If you are financially responsible, and the credit agencies give you a low score, then to hell with them: save money and buy things outright.