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Comment Re:Uh... (Score 4, Informative) 461

This. The NPR article seems misleading. They stopped him based on the 911 call. Which seems reasonable to me. If some moron is driving like a fool I'd really like to cops to stop him. The probable cause for the SEARCH was due to the marijuana smell. I don't think this ruling is a broad as it's being made out to be.

Comment Re:The bay area used to have affordable housing (Score 1) 359

THIS! And poverty is pretty closely linked to being DESCENDED FROM SLAVES. Africa had advanced societies before Europeans went in there and fucked everything up and kidnapped half of everybody (sometimes with the African leadership's consent but two wrongs don't make a right). The you got Jim Crow and various other social atrocities. "Hey I know lets stack the socioeconomic deck against the blacks and then blame them for not pulling themselves up by their bootstraps! Heheheh".

Comment Re:It's California (Score 1) 723

Obamacare subsidies are based on your MAGI, which is your AGI with some other income that only rich people have added back (dividends?), so for most people it's your AGI. AGI is your gross income minus business expenses and some other things (but not taxes, including self employment taxes). It's all on page 1 of form 1040.

Comment Re:Plan not grandfathered and minimum standard. (Score 3, Informative) 723

Old plan: https://swp.mvphealthcare.com/...

New Plan, closest to old plan AFAICT: http://www.discovermvp.com/con...

A big part of the difference is the cost of covering my kids. On the old plan, they were covered at a MUCH lower rate than my wife and I, only $121/mo. On the new plan it's pretty much the same for all of us, $400. To add insult to injury if I made somewhat less each year my kids would qualify for Dr. Dynasaur (VT expanded medicare for kids) which would be only $60/mo and of course my wife and I could get federal subidies for our coverage but then I couldn't pay my other bills. It's a catch 22. I'm glad somebody's getting something good out of obama care because I feel like I'm getting taken out to the woodshed. My only hope is that Vermont rolls out single payer on schedule and it sucks less.

VT has had relatively strict health insurance laws for some time. E.g. vermont insurers cannot discriminate by prexisting conditions if the customer has had continuous coverage. If you let your coverage drop you're screwed though. Well that's changed now I suppose.

Comment Re:It's California (Score 3, Informative) 723

Hi Bruce,

I also have my own company, with one employee. I have been purchasing coverage on the private market for my family of 4 for about $880 / mo. Now that plan is being cancelled by my insurance company because it's not grandfathered. To purchase an equivalent plan through my state exchange is going to cost about $1200 mo. I make just enough that I don't qualify for meaningful subsidies, and being self employed my subsidy eligibility doesn't take into account my huge self employment tax burden. So I am left with the unpalatable options of going with a crappy "bronze" plan with a huge deductable, or having to spend spend an extra $320/mo for the the coverage I already have. If the new state plan is "better" in some way than my old coverage it's not obvious to me how. I'm sorry you had so many issues signing up for private insurance, but for me it seems like ObamaCare is a significant net loss.

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