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Comment This again? (Score 5, Interesting) 396

Currently only about 33% of websites use HTTPS, according to statistics gathered by the Trustworthy Internet Movement which monitors the way sites use more secure browsing technologies. In addition, since September Google has prioritised HTTPS sites in its search rankings.

Um... Secure != Trustworthy and, seriously, most web connections DO NOT NEED to be HTTPS.

Furthermore, I cannot filter HTTPS via my proxy filter (Proxomitron) to strip out annoying things, like the fucking Google sidebar and other forced "user experience" settings - which is why I use nosslsearch.google.com ...

Comment Irony? (Score 1) 589

So, protesting a fictional, comedic film about assassinating their leader, the "Guardians of Peace" hack the studio that produced the film and then threaten violence against theaters showing and people who might watch the film. Wow. (I guess that's in line with people who follow a certain "Religion of Peace" threatening violence against those who draw, even respectful, images of their prophet because it's against said religion.)

Narrow minded people thinking mindlessly...

Comment Re:Long waits? (Score 1) 156

I always thought CC's were evil.

Debit cards are basically "checks" that clear immediately, (with some, supposed, safeguards), and so are good for people who have trouble managing their money and/or living within their means as the funds are withdrawn directly from their bank account. The downside is that the funds are withdrawn immediately directly from your bank account. If the funds are spent fraudulently, then you have to ask (beg) the bank for your money back and deal with any hassles about short funds, should your account be that close to the edge.

All these problems can be avoided by using a no-fee credit card and paying it off in full each month. (a) you get a one-month float on your funds, (b) your bank account is not directly attached to the card, (c) fraudulent purchases cab be disputed w/o have to first pay for them (assuming you don't use auto-pay) and (d) it helps your credit rating.

In short, if you have a no-fee CC and are responsible, there's no rational reason to ever have/use a Debit card. Especially as CC / Debit cards are both accepted in all the same places - CC might actually be accepted in more places.

Comment Re:Long waits? (Score 1) 156

It can be disastrous! The ACH delay screwed me on more occasions than I can count, and banks use it to maximize the fees they can hit you with.

Can you not think of an instance where a two day delay would be too long? Because it has cost me hundreds in ridiculous fees over the years.

Sorry about your misfortune with bank fees. I'm 51 and I've never had an issue as I always keep more than enough funds in my account. I may help that I have never used a Debit card (they're evil) and rarely write checks, paying for most things with a CC and paying that off in full every month. Most household bills are manually paid electronically each month - no auto pay.

Comment Re:Zoning laws are tyranny (Score 3, Insightful) 611

Zoning laws prevent you from doing what you want with your property... They are evil ...

Yes, because every individual's property is an island unto itself and totally disconnected from the properties and community around it. People should be able to do anything they want on/with their own property because, you know, fuck everyone else. /sarcasm

Comment Long waits? (Score 1) 156

Requests for ACH transfers are collected by banks and submitted in batches, once a day, and the banks receiving the transfers also process the payments once a day, leading to long waits.

In the US, the law says most funds must be available within, I believe, 2 business days. How is this a "long wait"? I know that in this day of zero-length attention spans, where people cannot go ten minutes (on a date) at Starbucks w/o checking their smartphones, that might *seem* long, but seriously it's not.

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