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Comment Re:Long waits? (Score 1) 156

It can be disastrous! The ACH delay screwed me on more occasions than I can count, and banks use it to maximize the fees they can hit you with.

Can you not think of an instance where a two day delay would be too long? Because it has cost me hundreds in ridiculous fees over the years.

Sorry about your misfortune with bank fees. I'm 51 and I've never had an issue as I always keep more than enough funds in my account. I may help that I have never used a Debit card (they're evil) and rarely write checks, paying for most things with a CC and paying that off in full every month. Most household bills are manually paid electronically each month - no auto pay.

Comment Re:Zoning laws are tyranny (Score 3, Insightful) 611

Zoning laws prevent you from doing what you want with your property... They are evil ...

Yes, because every individual's property is an island unto itself and totally disconnected from the properties and community around it. People should be able to do anything they want on/with their own property because, you know, fuck everyone else. /sarcasm

Comment Long waits? (Score 1) 156

Requests for ACH transfers are collected by banks and submitted in batches, once a day, and the banks receiving the transfers also process the payments once a day, leading to long waits.

In the US, the law says most funds must be available within, I believe, 2 business days. How is this a "long wait"? I know that in this day of zero-length attention spans, where people cannot go ten minutes (on a date) at Starbucks w/o checking their smartphones, that might *seem* long, but seriously it's not.

Comment Re:Just wondering... (Score 1) 416

I think you should definitely get a live pet now.

I'm thinking about getting a girlfriend. Sue made me promise to find someone else and be happy with her. Nine years out, still haven't gotten started on that... (My last "first" date was in 1985 w/Sue.) It's the last promise to her I have left to keep.

Comment Re:Just wondering... (Score 3, Interesting) 416

That's the second day in a row someone uses a hilarious animal simile that gives me weird but hilarious mental images.

A friend of mine the other day used "as calm and relaxed as a rabbit on crack after a chili enema"

Well... I actually have about 25 stuffed animals. My wife couldn't have children (and was a teacher, so got her kid fix at school) and had allergies so we couldn't have pets, so we had stuffed animals. She died in Jan 2006 (after 20 years together) and now all I have left of us is memories, photos and our stuffed animals. Remember Sue...

P.S. Our rhinoceros' name is "Oserous" and his best friend is our buffalo named "Buffy" ...

Comment Re:Just wondering... (Score 5, Funny) 416

which often makes about as much sense as arguments between a 3-year old and their stuffed animals during a tea party.

I'm 51 and find that my stuffed animals can often be quite cogent. Sometimes a parent must simply resort to "because I said so". Also, it helps to stick with decaf tea - especially for the carnivores and animals that spook easily. A hopped-up, jittery, stampeding rhinoceros ruins everyone's day. Then you may have to dart him, etc...

Comment Re:programming (Score 1) 417

AI will do what it is programming to do and follow the rules we lay out for it to follow.

I was a research assistant in college back in the 1980s working on a project investigating abstract data types, fault-tolerant programming and automatic programming techniques in LISP and Prolog (NASA funded grant) and routinely wrote code that could extend and/or re-write itself, sometimes with unexpected, yet functional, results.

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