Comment Re:Worst law in the history of the United States. (Score 1) 739
Huh... there's a lot about this post that can be used to sprout new conversation.
1. PPOs are move expensive than HMOs. To save money, go to an HMO.
2. There is no such thing as a "modest six-figure household income"-- at least without context. $100,000/year in California's Inland Empire will get you a lot more than $200,000/year in the middle of Manhattan.
3. You're paying $1,000/month in premiums? Do you pay for it personally? One would assume that the employers that could facilitate a household's 6-figure income could negotiate a lower premium for its employees.
4. You didn't mention if there was any change to your coverage (for example, if you get a whiff of cancer, you'll still taken care of).
5. The law didn't require insurance premiums to go up. Insurers decided to jack up their prices instead of cutting profits. And no one knows if they simply used the opportunity to increase the prices on the independently insured.
6. I work for a major university system. My rates stayed the same and my coverage expanded. My household makes significantly less than yours. I guess we can chalk it up to my employer having more negotiating power than yours. But here's the big question: why does there need to be insurance price bargaining in the first place? Oh yes... the for-profit insurance industry and associated medical industries.