Comment Moving in with parents, yup (was Re:Nope.) (Score 4, Informative) 416
My wife and I were very lucky on this. Her parents, ages 88 and 95, needed in-home care, and were willing to pay for us to move to their town to provide it, as we were nearing retirement, and I was transitioning to full-time tech volunteering. It turned out to be vastly cheaper to live here in Indiana than in Silicon Valley, especially with the jobs gone away in the current recession just after they started coming back from the previous recession. We now live in the inherited house and have a comfortable income, between retirement and inheritance.
The writer is in a very different situation, but also has options outside the conventional I assume that the writer has significant home equity after 20 years, and has some savings and investments socked away, some in tax-deferred retirement accounts. Consider, then, the option of moving somewhere vastly cheaper. Quite comfortable houses in our town are available for as little as $70,000. There is a university town nearby (Indiana University, Bloomington), and we have several colleges and university affiliates right here in Columbus.
If you would like a different challenge among the enclued, you could do much worse than to join my outfit, Sugar Labs (a partner of One Laptop Per Child) working on Free Software for education plus Open Education Resources for millions of children now, and ultimately a billion at a time. Our mission is to end global poverty and its many associated ills, using technology as infrastructure for everything else needed. But there are other options right around here. For example, the OpenMRS Medical Records System is being developed in part nearby in Indianapolis. Your database skills would be perfect for them, and they even pay. ^_^
The schools here are pretty decent, and I and my wife also have experience in homeschooling our son and daughter.
So there really are options. Look around, and ignore the naysayers who claim that it can't be done.