Comment Re:Not a chance (Score 1) 631
If your debit card is a Visa/Mastercard, you get the same protection as a CC unless you use it 'as' a debit and enter the PIN and someone steals your PIN, I suppose. Then again I don't ever use it as a debit card, always over visa/mc.
I've had my debit card 'stolen' online twice. Once I got a call from Visa and had it reversed by them once before I noticed, and the second time when I noticed and called my bank, they reversed it all with no problem at all.
No need for 'proof', except that the bank mailed me an affidavit I had to sign -- but they reversed the charges immediately including all bank fees caused by these transactions (granted, provisionally; if I didn't sign the affidavit and get it back to them I'd probably expect to see the charges re-appear).
I think you're overly paranoid about debit cards.
That said it's a cold day in hell where I let anyone have direct access to my bank account.