as long as you don't want to get anywhere

very few used different formats for connecting to your music, though.

right, those work flawlessly

very funny!
Turning a typo into a plus!

proprietary stuff like this in cars is a bad idea. Look at all those cars from 200x that had startacs integrated... how dated. It may seem inconceivable for apple to disappear before the end of life for the car, but apple had no problem changing their connector cable and obsoleting millions of add on devices.
There needs to be something platform agnostic.

No, it doesn't.

It ultimately might claim to, but while you are fighting to get your money back you can't use it.

That's fine. I'd much rather the problem be on the bank's side and not mine.

There's a tonne of difference between the two.

Your credit card gets compromised and you lose no money, the bank is the one whose money is being withheld.
Your debit card gets compromised and your money is in limbo until the problem is resolved. If you happen to have multiple transactions bounce because your balance has been compromised, you will be in a world of hurt for weeks or months.

So since the topic is CREDIT cards, that is the topic.

Not at all, you lose your credit card the ONLY hassle is getting another card.

What account?

In the US, very few credit cards are linked to any account but the line of credit.

That's the point!

I have credit cards from a credit union, Penfed, so yes they can do credit cards

Everyone is charged the 2-3% fee, credit and debit. In the US at least.

I have never had a credit card with an annual fee.

The only one that comes close is my Costco Amex, but the fee in this case is my costco membership.

This puts the risk entirely on the consumer side. They have to monitor their account daily now.

Your debit card is somehow compromised, someone makes a purchase with it that takes your account to well below the balance you expect to be there, your rent is due and has been set to be paid and the balance in your account is hundreds less than you expect it to be.
Rent bounces, you're charged a fee. Or better yet, your bank approves the rent to go through and you are negative, all your other charges go through for lunch, for groceries, whatever. You get hit with fees for all these transactions. Then you have to fight with the bank.

Yeah, no risk at all.

This may sound hypothetical but I assure you, it's not.

When YOU use YOUR card, the risk may be identical. When someone compromises YOUR card, it's much better if that's a credit card because the risk is ALL on the bank.

If they compromise YOUR debit card, YOUR bank account gets emptied and you have to fight to get your money back.