I have done the same, in Germany though. None of your mentioned problems whatsoever.
I commute to work, by bike, from an affordable house that's technically in the suburbs (less than a quarter mile from the main city). My commute is 5 to 8 miles (say 8 to 13 km).
This is in the US, in the north where it's snowy. It was a fun week last week, that's for sure. It was below 10F (-10C for everyone else), which wasn't bad - easy enough to dress for. However, for the most part, we're automobile-centric enough that we don't really dress for the weather around here.
That isn't the major issue. Here's the issue. Most of our infrastructure is very auto-centric. I have a few major limited access highways to cross on my commute, and all of them have severely impaired bikeability/walkability. The remaining streets that transverse these highways are optimized to move vehicle traffic quickly. All of which is rather unfriendly to cyclists. In addition, since there's such few streets that transverse the highways, they tend to be used for all traffic - bus routes, delivery trucks, etc.
Now I can cut over to side streets for part of my route, and I've done so, but there's the remaining issue - all these vehicle-optimized roads have encouraged fast driving and the idea that roads are for cars. At every intersection, I must slow down, regardless if I have a stop sign or not, because people will tend to try to roll through the stops, and in winter conditions, they can't stop in time. If they ever do kill me, odds are that won't face any legal repercussions.
Add in the occasional bit of road rage with drivers literally threatening to mow you down with their cars, and you may understand that the United States isn't that bike friendly.