There is a lot of truth to this "not having a choice" thing.
I ran away from home in NY about 6 months ago. I was working at Target for about $7.25 an hour with an artificial leg. Things weren't going too horribly for having to run around a store that huge being handicaped.
Then the loan sharks started coming. The kept calling the company until they started upping my hours. I was biking into work 7 miles each way because I didn't have that much money.
The extra load started causing mechanical problems with my fake leg and because of the extra hours, I lost my health medicaid health insurance because I was making too much money to keep the insurrance, but too little to pay for leg repairs, a car, and loans at the same time.
So I left for Washington to hang myself at Nela (the student loan organization.)
Over time and talking with people, I decided to give things another try because I do have a computer technical background. Casher again isn't an option since my leg is now cracking in half with no way to fix it.
It looks like I may be getting a NOC Engineer job this week. Unfortunately, walknig 4-6 miles a day on crutches is making my fingers go numb on my left hand.
I called the student loan organization not too long ago. If this doesn't work out because I can't type anymore, I will be hanging myself there. Because there isn't any other choice. That is what our current government is about.