No, dude, look up the page, where you say:

...you quickly turned to the other side of your mouth to claim that he is the anti-Christ

You've (at best carelessly) attempted to alter the scope of the statement from me personally making an assertion about BHO to "how some" use the term. I'm calling you out. This is a familiar behavior pattern with you, placing words in other's mouths and then trying to worm your way out of owning your actions. Stop it. Grow up. I grasp that you are not dealing honestly, and forgive you, in any case. But I'm going to ensure that you know that I know that your behavior is immature and unworthy.

From: http://www.stevepavlina.com/bl... "Nothing in the world can take the place of Persistence. Talent will not; nothing is more common than unsuccessful men with talent. Genius will not; unrewarded genius is almost a proverb. Education will not; the world is full of educated derelicts. Persistence and determination alone are omnipotent. The slogan "Press On" has solved and always will solve the problems of the human race. (Calvin Coolidge)"

Of course, it has also been said: "Insanity: doing the same thing over and over again and expecting different results. (Albert Einstein)"

Perhaps the difference lies in having some way of validating that you are making some progress through your persistence, even if infinitesimally?

Sharing such rarely changing authentication data is at the heart of the issue as you point out. It seems like a trade-off of convenience and security with some background fraud cost. However, the issue is always convenience for who and fraud for who? In this case, banks have succeeded in mostly privatizing gains from transactions costs from credit card transaction fees while socializing the cost of identity theft to the general public (who have to change their accounts, deal with years of worries, try to straighten out fraudulent charges at riskof not being able to get a job or buy a house, etc.). This is an example of capitalism at its finest from one point of view -- privatizing gains while socializing costs and risks. That is when we need government (as the will of the People) to step in and force banks to internalize the cost of identity theft rather than pass it on indirectly. Ultimately, that might have to be done by big fines for breaches or taxes on unsecured transactions. And if banks had to do that, they would probably rapidly deploy something better because it would be cheaper than raising costs to customers and losing business to other banks that did implement better systems.

Perhaps the only worse thing is when businesses in the USA are allowed to use essentially unchangeable info about a person like date of birth or social security number to authenticate them. Other countries seem to handle this better by having an additional private PIN as part of a SSN. Some also include using the post office as part of the authentication process (like to present your ID at the post-office to approve some transaction or initiate some communications link). I'm surprised the US post office (which handles US passports now) does not get involved with authentication in general, as it seems like a surefire money-maker in the digital age, and the US post office already has procedures in place from passports to verify identity.

Also, a "basic income" might be part of the solution rather than or in addition to "make work" jobs.