"What I want to know is who they had to waterboard to get insurance companies to provide information about their policies written at a 6th-grade level..."
Arguably no one. Much of the point in the exchange was that it provides a few tiers of identical insurance levels that don't allow for dropping of preexisting conditions or much BS. This is why these plans cost a bit more than the really cheap cut rate plans, because they can't drop you for the most part. So in reality the government set the standard, which is readable at a 6th grade level and let insurance companies provide policies that conformed with it. (Insurance companies could choose to offer plans on the exchanges or not, the exchange policies are very simplified and controlled, all health insurance can't drop you for preexisting conditions, but non exchange policies may be more complicated)