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Comment Re:Cost of smartphone service (Score 1) 753

That most people already have a smartphone.

The data plan issue is a bigger one, I think.

Some people avoid buying a smartphone precisely because many carriers force purchase of a data plan. For example, Virgin Mobile USA offers pay-per-minute voice service starting at $20 per 90 days but won't activate that plan on a smartphone. Instead, plans that can be activated on a smartphone start at $35 per month, which is five times as much.

Comment Re:a thought (Score 1) 11

I do want the string built in Sequence Order.

Here's the weird thing- query #2 has been working for 4 months. Not sure what changed, but the explanation that the rows are being fetched slow makes sense (they're always messing with my server settings!).

Comment Re:Children (Score 1) 753

By the parent using the parent's bank card.

With a substantial transaction fee.

By the kid splitting a larger card so he can give some amount to his buddy

With a substantial transaction fee each.

or combining several cards he got from his buddies.

With a substantial transaction fee each.

Comment Cost of smartphone service (Score 1) 753

You can get the hardware and an account to accept credit card payments using your iPhone, for instance.

But then you have to pay hundreds of USD for an iPhone (or maybe one hundred for a compatible Android phone) and hundreds of USD per year to upgrade from voice-only cellular service to smartphone service. Or what am I missing?

Comment "Always" is a strong word: I don't carry a balance (Score 2) 753

Credit card companies in the US are always double-dipping, charging processing fees to the merchants and collecting interest from cardholders.

Often, yes. Always, no. I've had three credit cards. None of them charge any interest because I pay in full each month with an ACH transfer from my checking account.

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