I'm not drawing a damn picture for you. I
You are drawing a picture for me, because your refusal to answer a simple question paints the picture as clearly as an essay on the subject would do.
If you cannot see that people are skipping the cost of fixing global warming and opting to endure its consequences, then you really need to sit down and shut up.
Well, firstly, nothing you do or say is going to make me shut up. No amount of hand gesticulation will halt the growing wave of tsunami of community anger and frustration at denial. You imagine that our patience is infinite. It is not.
Secondly you seem to be confused about exactly what your assertion was. You said that the cost of mitigation is more expensive than the cost of not mitigating and adapting (thus contradicting Stern et al). To put it into slow words for the slow among us, this has nothing to do with the choice or lack of choice.
Now cite a paper or article that proves your assertion ( the cost of mitigation is more expensive than the cost of not mitigating and adapting), or do so yourself.