Comment Re:The problem is that I don't believe you. (Score 1) 739
The problem is that I don't believe you.
And I don't believe that. The rates in question are common knowledge. There are only three insurance providers allowed by the government to operate in our state. We went with the LEAST expensive option (CareFirst) - the other two providers were 15% and 32% more expensive, respectively, on the monthly rates, and about the same on the huge deductibles. The problem isn't that you don't believe it, it's that you're trying to wish it away.
And even as you say you don't believe it, you run down a list of things that would contribute to exactly what I described. The only reason you're not seeing this for millions and millions more people is because the employer mandate was illegally pushed back by Obama until after tomorrow's election. When that kicks in - a year later than it the law he signed said it must - there will a lot more people for you to not believe, not just us millions of self employed and small business types.
factor in your irrational ranting about Obama and Pelosi and drug addicts
What's irrational about it? Obama and Pelosi stood there, time after time, and sold their new law by knowingly and deliberately lying about some of its key features. Lying, over and over again. Pelosi assured us we'd need to pass it to see what was in it, and echoed Obama in promising we'd be able to keep our insurance (a lie) and our doctor (another one).
And drug addicts? It's simple: neither my wife nor I are. If we were to become such, our previous insurance would have provided services along those lines, but we'd have had to include those expenses in our (much lower than now) deductible. Likewise, in the laws-of-physics-make-it-impossible scenario of us suddenly getting pregnant. Our previous insurance would have also helped there, but our deductible would have still been involved.
In both these cases, the new law mandates that the insurer provides these services (typically, $20,000+ for a normal birth, for example) without that being subject to the deductible. Because they have to pay all of the costs of their customers' decision to have a baby, the insurers do simple math and raise the rates that fund those payments. We have fancy new maternity coverage we don't need, but for which we are certainly paying a lot more because of the Affordable act. You say you "don't believe" this. Which simply can't be the case, because these are simple facts, right in front of you. Your condescending dismissal is pretty transparent.
smells very much to me like someone who has just read a lot of conservative blogs and has constructed a faux martyr persona
Your fake sense of smell is about as honest as your fake tutt-tutting about the truth. I'm not a martyr, I'm just one of the very deliberate new beasts of burden baked right into the law on purpose as it seeks to dole out new entitlements to a demographic that typically votes for the party that unilaterally rammed the law through. Gee, what a surprise.
You also don't have Ebola, but your insurance covers that. That's the way insurance works.
Right, and if I get a disease my insurance covers it, after we pay our $12,000 deductible. Last year, it would have been after we paid a $2,500 deductible. But if we get another expensive condition (pregnancy), no need to worry! It's all covered. Just