I'm an Australian, and half the options are not considered in such situations:
- Health insurance
There is universal health coverage (unless you're not a resident), so not an issue.
- Car insurance or transit pass
Car insurance is divided into two parts (personal injury (to others) and 3rd party property damage. The latter is optional and the first is compulsory, so not an option if you have a legal car.
- Current account with non-pharma drug provider
no idea. must be a US thing.
- Birth control pill prescription
I'm a guy, so I have already given this one up.
- NPR membership
well, the ABC here is taxpayer funded not public subscription funded, so not an issue. I don't care if NPR goes unsupported, although I do enjoy some of their re-broadcast programs here sometimes.
Now, for the options that have some relevance to me:
- Mobile phone account - includes data
Useful if you are looking for a job. Can be interchanged with a homephone with voicemail (in case you're out of the house)
- Home phone account -- includes broadband
This is the same as a mobile phone and is a tossup really if there is a crunch. Mobile phones can be pre-paid, meaning I don't have to pay a monthly fee, so might win this round.
- Gym membership
I don't have one, and my local park with good running tracks and such is always free. This would be the first one to go. The phones are the last to go.