Comment Re:Magical Pixie Horse (Score 1) 353
The problem with health insurance is that some people are just not very healthy, through no fault of their own. I have multiple auto-immune disorders that are just a part of my genetic code and which are untreatable. From an insurance stand-point I'm a huge risk because stuff is going wrong all the time and I'd be making endless claims.
Fortunately where I live we have socialized medical care so I get the treatment I need, but if the system were such that I had to pay based on my risk to the insurer I'd probably have no insurance. That would be bad for society in general because although I cost money to treat I also pay tax and generate a lot of value through my job and social interactions. If you just price all the unhealthy people out, even the ones who are unhealthy because of their lifestyle, the impact on the economy and society tends to be quite negative.