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Online gaming services make it clear what is unacceptable behavior when it comes to bullying. Do services such as Facebook, Twitter, etc. have similar terms and conditions? Why don't schools and parents leverage these mechanisms to address bullying?
Bitcoin and other crypto currencies all have a weakness. They rely upon security of end devices to provide security of the money. Banks have been targets for cyber attacks but tend to have separate networks to secure operations to move money. Security of mobile and desktop are not robust enough to meet requirements to protect money.
Regarding the concept of advantage/disadvantage in 5th Edition. Here is an interesting article that discusses probability of a second dice roll being less than the first. The example uses a 6th sided dice but a formula is provided that can be used for a d20.
Is posting violent, vile, malicious, sadistic, and derogatory comments towards individuals acceptable behavior? Sorry others cannot throw the 'I'm just being honest' card to excuse unacceptable behavior.
News broadcasts focus too much on delivering entertainment. The integration of social media and commenting services creates an environment in which consumers has too much of an active role in shaping the news. These platforms encourage narcissistic behavior and shrill comments which make little difference in focusing on the facts.
Look around. There are differences between countries. Legal frameworks and governance matters. Just compare Mexico and the United States. Be honest with yourself and ask what country would you rather live in?
The government has every right to determine whom and what is coming into the United States. International visitors are asked to file paper work with the government to report a number of items (large sums of money, plant/food products, money making equipment, etc.).
The notion that common ordinary folks can't pick up programming today is ludicrous. The free software is available to anyone with a connection to the Internet. I taught myself Basic and assembly language at the age of 8 on an ATARI computer back in the mid-80s. Microsoft offers a free product called SMALL Basic that can be used to teach anyone to program.