It is an impossible question to answer because you deliberately rule out the examples of such.

That's shortsighted. No exemption is claimed for police or military...

I take it you are familiar with the philosophy of Terrance McKenna?

On the subject of soul, are you familiar with the calcification of the pineal gland related to low-level fluoride exposure?

There are a lot of very bitter people complaining that they never thought it would get this big.

You clearly have never used bitcoins to buy real goods. As someone who does use bitcoins to buy groceries and household goods, the volatility is nowhere near the problem you think it is.

Go ahead, keep missing out. Today's millibitcoins will be tomorrow's microbitcoins.

Your points are all good. I think bitcoins is too volatile, however, to denominated any long-term contracts. The deflation rate is high because velocity is low. Bitcoins gain in value hundreds of percent per year, and can lose 50% or more in moments.

I feel that something needs to be built on top of bitcoin. Perhaps a futures market, and we perform all transactions in futures contracts instead of the currency itself?

What do you think?

Look up sprouted bean recipes. The extended soak time allows you to shorten the cook time.

I do cook everything together when I am short on time, but you are right that yours probably come out better.

You get it.

Because income diminishes over time. Say you loan me 25 bc. Let us assume I earn 1 bitcoins per week, and that amount will buy 5 MacBook Pros. At the end of six months, that amount will buy 10 MacBook Pros, and I am earning only 0.5 btc per week.

Debt in a deflationary currency becomes harder to pay off over time.

You'd be stupid to admit to owning that much on a public forum. But then you admit to owning guns on a public forum so maybe some folks just don't care about getting doxxed.

Chargebacks and volatility seem not be a concern for the growing number of merchants and their customers who are adopting bitcoin.

You have clearly never used bitcoin. Volatility is not the problem you make it out to be. If you were speaking from experience instead of helpless raging impotence that you missed the biggest boat of a lifetime, you would know this.

Localbitcoins.com is a reasonable way to get started.

Speculators trade safety for cash. They value safety less than the cash (or, vice versa, they are valuing safety more than cash).

Rich nerds do. It's not like we have anywhere else to hang out and money isn't everything.

BitPay allows you to take bitcoin as a merchant, then deposit the (USD) value directly into your bank account. That way, you can take advantage of bitcoin (no chargebacks, 1 percent transaction fee with no other fees, mobile payments, paying over a videoconferencing call, etc) without exposing yourself to any risk from volatility.

If you want, you can keep a portion of the transaction as bitcoin, none of it, or all of it. Simple, fast, effective, safe. It's cheap to set up, and LOTS cheaper than credit cards to accept. Did I say there are no chargebacks?