But of course, the person who is stealing your credit card info is most likely your waiter, and they have a minute or two with your card over at the POS to copy down the CVV manually.
And this is why the United States needs to move to EMV (Chip & Pin) like the rest of the world. Rather than the waiter taking your card away, they bring you a hand-held terminal, which you then take and perform the last portion of the contract yourself, with the card never leaving your hands.
Funny, my new Chip & PIN card came in the mail from one of my CC last week...still no word on the PIN yet, perhaps I need to contact them directly & no it is not my current bank...
Love may laugh at locksmiths, but he has a profound respect for money bags. -- Sidney Paternoster, "The Folly of the Wise"