Comment Re: Unless it has support for Bitcoin... (Score 4, Interesting) 156
This is just the tiniest fraction of what we can do with our banks over here; I just can't get over how backwards US banks are and how they can't seem to get into the modern world. Not only do we have instant free transfers (and to Americans: the ability to conveniently or easily pay absolutely anyone, anywhere, any time with just a computer or smartphone is a much bigger deal than you're thinking... it's so easy that it's to the point that when people want to collect money for a gift for a coworker, rather than going around asking for cash, they just put the destination account in the email).
The banks are also connected more closely to other major billing systems. For example, there's a page in your bank account to let you add credit to pay-as-you-go phones. Not just your phones, but anyone's in the country, all in one system, so I can fill up a friend's phone or what not.
All our bills come straight into our bank accounts. Not most of them - ALL of them, everything from rent to the gardener. All payable with a single select-and-submit interface (with delay pay options, of course). There's a page for charity listings, too, to make it easier to give - heck, there's even a stock trading section built in and the like.
All of your documents associated with the bills are automatically filed into your bank account, you just click on the documents section and you can view, say, your wage slips or bills, from many years in the past if you want. Not like you typically need them, everything is automatically submitted through to our taxes - for most people, taxes are just a log-in to the tax site and click through a couple pages, and they're done, it just takes a couple minutes.
Single system (despite competition in the banking industry). Everyone's on it. Everyone uses it. And it works really, really well. To give an example: checks have become so rare that cashiers in banks look at them funny and often have to get their managers to figure out what to do with them