Comment Skim software (Score 0) 731
Well the target problem happened because someone managed to install skimming software on all of the computers. If the security of your checkout system is compromised then can't you just skim the pin number instead of trying to forge the signature? Actually it is pretty hard to really forge a signature. But then again they can't have a signature expert look at every signature so if it kindof looks like your name then it probably passes the system. Just like I imagine it will be easy to steal your pin card (for most people it will probably be their birthday.) I guess in the end we just all end up spending more on interest or anual fees (unless you get a card with no interest and pay off your bill every month -- in the industry people like that are called "deadbeats") to pay for all of the credit card fraud. It is not like the credit card companies are going to tap into their profits to pay for this.