Comment Re:How this could be awesome. (Score 1) 72
Imagine that instead of having your
Why do you assume that the unified interface will be nice? I have accounts at several [UK] banks; the Nationwide interface is good but the FirstDirect interface is bad. For example, to view up-coming payments with FirstDirect is a job of work - I think they want you to over-draw so they can charge you for it. As another example the Nationwide show your statement in what I would call correct chronological order - oldest at the top. Most banks however have latest at the top; and some (only some) of those allow you to reverse it but do not remember your preference for next time.
Factors like these determine my choice of which bank I use routinely; the others I only use for spreading the risk and being able to use more ATMs around.
I bet though that a unified interface would not be the one that I would choose.
warning you if you're about to go into the red with a hypothetical purchase in a week and your forecast income,
How TF can a bank know that you are going to make a "hypothetical purchase"?