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Comment Re:Insurance is Legalized Gambling (Score 1) 238

This is the opposite of true. NOT buying insurance is taking a gamble that an average or below-average amount of bad stuff will happen to you. Buying insurance puts a (more or less) fixed price on the cost of bad stuff happening to you. You could save money by taking the gamble... or possibly not. And most people don't have the cash reserves to assume that amount of risk.

Agreed. My mom has good health insurance, and for 79 years she paid far more than she got. She had a fall shortly before her 80th birthday, and if she hadn't had the insurance, that one incident would have wiped her out, and then some.

Comment My childhood (Score 1) 784

I walked to school all the time. It was probably less than 1/2 mile, but I started at 5 or 6. I don't remember how old I was when roaming the neighborhood alone, but it was younger than 12, and I probably did a lot of it younger than 10. I went a lot of places I probably shouldn't have, did things that could have gotten me hurt but didn't, and I'm glad I got the chance to do such things. In the modern era, my mom would have been jailed for neglect, and I would have been a ward of CPS.

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