Comment Re:Insurance companies suffer? (Score 2) 389
You've changed your story from "I want my car paid for in an accident" to "I want to force other people to act in a particular way." One is about taking care of yourself. The other is about exerting power over other people. They are completely different desires.
You should give some serious thought to what, exactly, you want, because the first thing you said is already available to you, unless you're too cheap to buy it, and the second is already required by law everywhere in the civilized world.