From Engadget 'official quote: "Samsung takes Mr. Hassan's claims very seriously. After learning of the original post this morning on NetworkWorld.com, we launched an internal investigation into this issue. We will provide further information as soon as it is available."' http://www.engadget.com/2011/03/30/samsung-reportedly-installing-keylogger-software-on-r525-privac/

What about GCstar http://www.gcstar.org/ ? It is specifically a collection manager for things like books, comics and movies. I have a collection of 1500 movies indexed with it and it even lets you specify a location, e.g. your hard drives, from which to open the file. It is free and cross platform and I have used it successfully for several years. It would seem to cover all the criteria that you have listed

The elephant in the room here is the Hawala system (http://en.wikipedia.org/wiki/Hawala) quicker, far cheaper, no accounts getting suspended- as reflects it's origins as a money transfer system designed to work in a hostile environment without regulatory authorities. And it does work, has worked for centuries. The only brake is the media scare stories on 'Islamic terrorist banking'...

They specialise in handmade soaps and seem to be in pretty much every high street in the UK- Example: http://maps.google.com/maps/place?cid=10383864969614968362&q=lush&hl=en&sll=51.494368,-0.154123&sspn=0.049163,0.154324&ie=UTF8&ll=51.518891,-0.2314&spn=0,0&z=13 You are more likely to get bath soap from them then eyeliner and you can smell the patchouli from one of their branches from quite a distance... Maybe their 'IT' team is in the same vein?

No one seems to have considered the opposite- it's quite common to encounter shops with incredibly loud and tasteless music, clearly chosen by the bored staff. It seems to be generally clothing and shoe shops but my local supermarket has this too. I guess that there must be a whole generation over 30 who will never learn to appreciate 50 cent and Lady Gaga- I know that I try to reduce my own exposure to such 'unscheduled entertainments' as much as possible. The article is hysterical and highly misleading. I cannot speak for the school supposedly using Mozart as a 'punishment' but I do live and travel in London. It is quite common here for classical music to be played at tube ('subway') station entrance halls. The choice of music is generally 19th century waltzes and military marches. The sound volume makes it noticeable but not unbearable- you can hold a conversation over it. It's not at every station but it isn't rare. It does seem to cut down on the beggars and general hecklers that you would otherwise encounter.

In the UK under The Distance Selling Regulations ( http://www.oft.gov.uk/advice_and_resources/resource_base/legal/distance-selling-regulations/ ) All mail order companies, including on-line sellers must give you a seven (working) day cooling off period during which you may return your purchase for a full refund. For a phone you would be expected to pay the tariffed cost of any calls etc that you made but during the time you had it but nothing for the phone, no penalty and the contract would be cancelled. All networks also offer SIM only contracts where you may use your own phone. T-Mobile UK for instance offer both monthly sim-only plans: http://www.t-mobile.co.uk/shop/mobile-phones/sim-card/pay-monthly/ and pay as you go 'free SIM' plans http://www.t-mobile.co.uk/shop/free-pay-as-you-go-sim-cards/