401k contributions while maxing out the company matching program
Actively managing (ie paying attention to and not actively/daily trading) an old IRA and 403b account
End of the day, losing the pension would be a significant hit to my retirement plans, but I've got my contingency plan of the other retirement funds which will provide a modest retirement. Just not going to be able to have month long trips overseas every year.
A couple months ago, I popped my head up and took a look around the local job market based on my experience (Indianapolis, IN cyber security, security architect, and cyber security compliance). Talked to a few companies, dusted off the suit to sit down w/ one, and it got tanked at the end of the interview. The SVP was asking about my current compensation (I freely give that out to perspective employers) and he mentioned how great the bennies were. I responded w/ how my current bennies would have hit the proposed Cadillac Tax on health care plans as well as being 10 years into a pension plan. Needless to say, the company was unable to come close to my overall compensation.
Prior to all this, I looked at what leaving my current employer would cost me on just the pension. Assuming an expected live span of 85 yrs (had to pick a number) and retirement if I left at age the same time I qualified for the full pension, I would need to increase my salary by nearly 45% to make up for the loss of the pension. The equation changes a bit if I were leave and to retire at age 65 vs 58 if I stayed and got the pension.
The short of it is that the pension is truely golden handcuffs, and while I may sound like I'm complaining, it is a good problem to have!
DO NOT expect protection from the police, that is not what they are there for: they are there to protect PROPERTY. For PERSONAL PROTECTION you need a BODYGUARD.
Not even property protection. Their role is to apprehend criminals, AFTER a crime is committed. To protect and serve is simply their marketing tag line. The only protection law enforcement gives is the potential crime an individual may have committed while they are in custody or incarcerated (and that doesn't stop all criminal activity). If you want protection, regardless for personal or property, you need to provide it yourself!
Only through hard work and perseverance can one truly suffer.