Comment Re:Call me old-fashioned .. but you took out the l (Score 1) 1032
It's easy to say "grow up" when the biggest loan you had to take out was for a motorcycle. An education in the US can cost 10s-100s of thousands of dollars not including living expenses. Couple this with low earnings coming out of college and interest rates that capitalize (interest is added to principle) which occurs during forbearance, deferment, or even while you're still in school. For the vast majority of people, repayment is not so simple when the average wage for a US employee is $45,327 as of 2012 according to the National Association of Colleges and Employers. This doesn't take into account the costs of living, healthcare, health insurance, transportation, or god-forbid entertainment.
The time to have grown up was the time PRIOR to making a poor financial decision and borrowing $100k on an education. Even in the poorest of states, a state run university will not run you that much money. If you can't afford to go the private school, then don't go! Problem solved.