Bitcoin is really an amazing thing. The ability and ease by which you can send any fraction of money anywhere rather easily is quite an accomplishment. Yet, without any sort of insurance I do not believe this market can stand. Sure you can keep your coins in a paper wallet offline, but those coins have to come back online sometime. When they do, you may just be the victim of just the right 0-day exploit and suddenly all your coins have been sent off to a mysterious Bitcoin address.
Was that the majority of your savings? Too bad, so sad. Feel free to file a police report that will do absolutely nothing though.
And so castles made of sand, melts into the sea eventually.