If your bank is adjusting your balance downward without explanation, there are several places you can report it and get action. The local police are not one of them.

It could be a case of someone inside the bank committing fraud, in which case the management of the bank would LOVE to know about it and have the chance to act (I know... I work for a bank). It is even possible (although unlikely) that the bank officers are in on it and are attempting to defraud consumers. In the first case, reporting it to management will resolve the problem, and probably VERY quickly and politely. Search your bank's website or other documents for the name of the bank's COO or CEO and send a letter to that person. If you truly believe that the bank's management is "in on it" then you can report them to the banking regulators (http://www.sec.gov/answers/bankreg.htm gives contact info in the USA). They will certainly follow up (and afterward I can assure you that your bank will hate you... but they'll also treat you fairly since they know the regulators are watching).

Of course, it is also possible that the bank was right and your own records were wrong. Be prepared to discover that you were wrong and apologize if that turned out to be the case. Don't let fear of this prevent you from following up if you feel cheated, just keep an open mind.

Yeah, I know... I've been trying. Ever since 2 years into Bush's term, I've been contributing money AND TIME to national campaigns. But so far it isn't working... well, at least Obama's election was better than Bush so maybe it is STARTING to work? I hope?

Dear Rest-of-the-World:

I realize that you have already had to deal with an invasion of Iraq to eliminate imaginary "weapons of mass destruction" and a world-wide financial collapse (although, to be fair, you bear some of the responsibility for that one... after all YOU believed our our uncritical rating agencies). And we're still stumbling around on that ruining-the-planetary-climate issue. So I know it's a big favor to ask, but would you please, PLEASE restrain my country's insane leaders?

Thanks...
-- A Sane American.

The point is not what YOU think of the quality of the apps. It's not what PALM thinks of the quality of the apps. The point is that the author of the software must jump through ridiculous hoops and beg permission of someone before they can give their app to people who want it. And if the someone says "No", then no one can have it.

So Palm decided that they wanted to imitate Apple? After all, "no press is bad press", and Apple sure has been getting a lot of press for the way it runs the AppStore. Locking down the device... it may not be useful to the *customers*, but it couldn't harm the company at all, could it?

Well, not unless they abandon your platform (or never flock to it in the first place) in favor of Android or even Nokia's Maemo -- platforms that allow the USER to control what they run on their devices.

I think I've learned my lesson. I am not buying an iPhone, Kindle, or (after reading this) Palm -- no devices from a company that intends to control what I can run on my device. Offering a store: GREAT idea. Carefully controlling what goes in this store and prohibiting any other means of getting apps onto the device: that makes it THEIR device, not mine, and I don't want to play that game.