Comment Re:Using Credit Cards as Debit Cards (Score 1) 353
I concur. I put damn near everything on credit cards and have only ever carried a balance in a couple of instances (and mostly because it was easier than moving funds out of other investments to settle it).
Depending on what promotions I'm on, I usually end up with something in the region of $1500 in cashback or rewards in a given year. Then there are extended warranty benefits, I dropped an expensive pair of sunglasses and Amex covered it. Had a paypal purchase go wrong and visa took care of the appeal for me. Then I have Amex's premium rental car coverage which gives me primary coverage for rental cars when state farm wont. The Visa concierge service is handy in a pinch, if you find yourself stuck somewhere they'll happily arrange hotels and such.
Sure you can misuse credit cards, but that doesn't make them evil.