Googling define:freeloader gives the following:
# someone who takes advantage of the generosity of others
wordnetweb.princeton.edu/perl/webwn
There's no generosity to take advantage of. Our "freeloader" is a paying customer among others.
# Freeloader is a game published by Cheapass Games. The object of the game is to mooch as much free stuff as possible off of your friends and neighbours.
en.wikipedia.org/wiki/Freeloader_(game)
Still a paying customer.
# One who does not contribute or pay appropriately; one who gets a free ride, etc. without paying a fair share; An individual who gets merchandise from the back of supermarket premises that are past-their sell-by-date (Canada, United Kingdom, New Zealand, Scotland)
en.wiktionary.org/wiki/freeloader
Still a paying customer, paying the full price required by the business.
# The Freeloaders were formed in 2004 by Kevin O'Toole and Dale Longworth, two of the founder members of N-Trance.
en.wikipedia.org/wiki/Freeloaders_(band)
Our "freeloader" probably can't play that well.
# Freeloading - The term "exploitation" may carry two distinct meanings: * The act of using something for any purpose. In this case, exploit is a synonym for use. * The act of using something in an unjust or cruel manner. It is this meaning of exploitation which is discussed below.
en.wikipedia.org/wiki/Freeloading
I know of some power users, but I still wouldn't call them exploitative or cruel in their browsing.
# a person who imposes on another's hospitality without sharing in the responsibility or cost.
www.cliffsnotes.com/WileyCDA/LitNote/The-Bean-Trees-Study-and-Homework-Help-Full-Glossary-for-The-Bean-Trees.id-30,pageNum-74.html
Again, they pay in full.
In the final analysis, you are kind of right. But we're all freeloaders of society. A doctor will cure us, and we use an insurance that's in effect paid by the premiums of other people. We use public infrastructure that has been paid by taxes. We eat food that is subsidized by the government.
The thing is, it's a negative term, and nobody wants to be called a freeloader.