Reality seems to agree with me just fine here.
My working hours have been reduced recently so I've had to live on a small amount of money. Between canned foods, low cost starches and the local farmers market I can make due on about 20 dollars a week. A CD at retail goes for 14.95 (yes this varies, but a new releases go for $15-20, while most others are around $10)
That is cold hard reality that I and thousands of others deal with on a daily basis. Do not attempt to tell me its a delusion.
Music is affordable to people who are making $40K+ a year or people who do not have to provide a home for themselves. A full 50% of the nation makes less than $44K. This means at current pricing nearly half of the US(western society prime example #1) can not afford to regularly buy music.
Since the actual cost of reproducing music is near zero, an illicit market has sprung up to cater to those 150 million (in the US only) allowing free access to said music. More often than not, said illicit market can provide better quality, better quantity, and better selection than the legitimate market. And no law changes or legislative work will fix this, because its already illegal. Add in the fact that the industry went nearly a decade before trying to compete in the digital marketplace, allowing the illicit market place to become entrenched, and you have the current situation.