What are you talking about? Title is a concept, not a physical thing. The state issues Certifcates of Title which prove that, as far as the state is concerned, you hold the title. The 'Certificate of' makes not one bit of difference. The state makes you surrender your 'title' because they are the official holder of the ownership record. You can't have two different entities claiming to be in control of the record.

And even if what you said made any sense, it doesn't change a single thing, because the bank doesn't hold the title in either case.

The State of New York definitely issues you the title when you buy a car, even there is a loan. If there is a loan the bank is listed as having a lien on the title, but you still have the title. When you pay off the loan you get a release of lien letter from the bank. You can then take the letter to the DMV and get the lien removed from the title. The only way the bank would ever get the title is by taking legal procedings against you.

Entirely, 100%, wrong. The title is in my name (not the banks). A lien is NOT the same thing as ownership.

Five years ago I bought a new car or $22K. I had a choice, sell some assets (stock) and pay cash, or get a cheap 5-yr loan (0.9%). I took the loan. Today, my loan is paid off, i still have the car, I also have not had to put any money into it, I could sell the car if I wanted, and my original $22K is now worth about $37K. Even if the car lost half its value (it didn't), I still have about $4K left. You, on the other hand, are out $700.

You may THINK you 'have better things to do with your money', but paying cash when cheap loans are available is just dumb.

I take it you don't understand the meaning of the words 'easily' and 'standard'. Kit cars basically start with a 'donor' car. Not exactly easy or standard. And why provide liks to both Chevy and Ford crate motors? They are just standard motors, right?

Also, learn the difference between may and will. Yes, there are certain situations where adding resources makes it worse. However, there are also situations (probably more situations) where adding resources makes it better. Therefore, the statement 'adding resources makes it worse' is false.

I have read it. What it says is that if you are time constrained, more developers does not necessarily speed up the process, and may lead to quality problems if you keep the same time constraints. It does NOT say that more resources is always a problem. Time is a resource, does adding time to a project mean it is going to be worse? Money is a resource, does hiring some top developers, and paying them accordingly, lead to a worse outcome? Good leadership is a resource, same question. Does having 10 people looking for bugs lead to a worse outcome than 1?

The Mythical Man Month only really discusses using more resources to shorten delivery time (doesn't work). It does not say more resources cause a worse outcome.

I read it multiple times. Still can't see the point.

While the system is running you are making backups and no data is being lost. If your SSD is powered off for an extended period it starts to lose data. If you have any sort of reasonable data management you would now assume the data on the SSD to be unreliable and restore the backups before it is used. What, exactly, is the problem? Or do you think 'bring it online and wait til someone complains before restoring backups' is a reasonable data management technique?

The bit rot happens when the drives have been powered off for an extended period. The backups are taken before the power is removed.

So the guy who overturned his Winnebago is a 'douchebag', but YOUR problems are purely mechanical, beyond your control? Gotcha.

Except for the fact that their insurance is only in effect when there is a passenger in the car.

The 'regular driver' is INSURED, so the victim is compensated. An Uber driver on his way to pick someone up is driving for commercial purposes so his 'regular' insurance will not pay, and neither will Ubers insurance as it is in effect only when there is a passenger. Yes, this has happened more than once.

Medallions and liquor licenses are not usually 'priced' (especially for high-dollar ones like you state), they are auctioned. The price goes that high because someone thinks it is worth it. Not that difficult of a concept.

Of course, in many places there is not a single auction, there are different auctions for different classes of bidders (fleet operators vs owner/drivers, etc). Naturally the price of a owner/driver medallion is usually much less than you quote, but that never gets mentioned.

Could they do it another way? Certainly. They could have a lottery for instance. However, having an auction does two things - nets more money, and insures that the purchaser is going to do what they must to protect their very valuable asset. In other words, comply with the taxi regulations and don't run a nusiance bar. These are generally things that are good for the public.

So SOME types of unregulated cabs should not exist, but Uber is special so it gets a free pass? The law does not work that way.

Also, the primary purpose of these laws in not to prevent murder and rape of fares, it is to protect the safety of the public who are NOT fares. For instance, your wonderful GPS (and Ubers much-ballyhooed 'insurance') does nothing for the poor schlub who gets mowed down by an Uber driver on the way to pick up a fare.

You don't think there were tragedies, news reports, public outrage about unregulated cabs? I suggest you do some research.