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Comment Re:So which came first (Score 1) 138

"Reptile" is such a broad, catch-all classification it's almost worthless. Dimetrodon, for example, has always been classified as a reptile, but is more closely related to humans than it is to any modern reptiles. Crocodiles are much more closely related to birds (and dinosaurs) than they are to other reptiles like lizards and snakes.

Comment Re:Head (Score 1) 130

Ok, I'm going to stop replying to myself soon. It used to be brewed in north London between 1936 and the mid 2000's. And I agree with AC above about its "real" beer credentials being a little dubious now.

Comment Re:Head (Score 1) 130

Nearly all the lager drunk in the UK is foreign - Carling is the only major exception. Some of the foreign beer like Fosters is brewed in the UK under license though. It is originally Australian, though, obviously.

Nearly all the "real" beer drunk in the UK is English, Guinness being the only major exception, though this is brewed in the UK too (though I assume Guinness drunk in Northern Ireland is brewed in Ireland, but I may be wrong).

Comment Re:Insurance? (Score 1) 280

For example, a Ferrari 458 with a paying passenger or a Kia Ceed with no paying passengers should not have different insurance premium for insurance covering damage to 3rd parties.

If every Ferrari 458 even previously driven on the road had killed a third party pedestrian, and no Kia Ceed had ever been in an accident, do you really think they should have identical third party insurance rates?

I realise this example is extreme, but there are some makes and models of cars that have higher risk to third parties than others. Charging more for third party insurance with these seems perfectly rational to me.

However, I do agree that the system has got problems. A few years back I asked for a third party quote for a used car I had just bought. It seemed a lot for what I was getting (just third party for me), so I asked if there was anything I could do to reduce it. It turned out that a fully comprehensive policy with my entire family as named drivers was about 200 pound cheaper. Yes, cheaper. I even told them none of my family were ever likely to drive the car, but they didn't care (three times they have driven it now, IIRC).

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