Comment No fault insurance, done (Score 3, Interesting) 408
This is why "no fault" insurance was invented. Even with people, the liability in traffic accidents is often complex. Require no-fault insurance, you insurance is responsible for you, mine is responsible for me, and you are basically done - at least as far as car insurance is concerned.
What may be left is civil liability. If a manufacturer produces a genuinely faulty product, they can be sued in a completely separate action. The laws are already in place for that. The problem I see is the exact opposite of what you are worried about: People will sue, regardless of the quality of the product. Because bad things aren't supposed to happen, and if they do, someone must be to blame.
So someone without insurance t-bones my autonomous car, and I want compensated. The other driver is broke, so I sue my car manufacturer. Stupid, but entirely possible under US law. Loser pays would be the simplest solution: if you file a stupid lawsuit, you'll be paying the other side's legal costs. In the case of class action suits, the attorneys for the class should be liable for the loser's legal costs if they lose.
Before any company brings autonomous cars to market, the US tort system has got to be fixed.