Comment Um...210k? And 3 months? (Score 4, Insightful) 227
Sorry, I know this is going to sound "holier than thou", but it's still true: high cost area or not, if you can't live more than 3 months without a salary - and you're pulling down 210k (US$, right?) - then your first efforts need to go into a hard look at your financial priorities. With that salary, you ought to be able to put quite a bit aside - it certainly shouldn't be hand-to-mouth anymore. Even in a high-cost area, that's all true.
Brief aside: I assume you are in the US, where there is a lot of peer pressure to buy some awful McMansion that stresses your salary. This is a societal problem and one worth resisting. Even with 3 kids, you do not need 5000 square feet of house. Get a smaller, comfortable place to live and put you money somewhere more useful. If you're married, obviously your spouse needs to agree with this...
As for moving to networking, it all depends on how good you actually are. If you are worth 210k/year, then you are not easily replaceable. OTOH, if you have the feeling that you landed in the gravy by accident, because you aren't actually worth that kind of salary, then maybe you do want to change...