A bunch of nonsense. Somebody got drunk and noisy, so what? People living in those houses never drink? Never get noisy? People don't leave hotels and don't get noisy and drunk? Are hotels covering tourist behaviour outside of hotel premises? You are full of shit, just like this entire case.

Ha ha,ignorant little ass,apologise for yourself, not for others. As an anarcho capitalist, objectivist I denounce any association with you whatsoever. You don't represent me or my ideals in any way. Now shoo.

I don't need Somalia for any so called examples, my own country of birth has a deep history of freedom fighters, anarchists of various kinds who managed for years to stave off much larger forces from East and West. Of course lately another fight started and we will see how this goes. I am an anarcho capitalist, objectivist, and your childish leaning towards limited government is of no interest to me. How I deal with the reality around me is not for most people either.

First: it is false to assume people don't have insurance just because they did not pay for a government license.
Second it is false to assume that a flat owner is unaware of the risks.
Third not buying insurance does not in any way imply inability to pay for damages should that be necessary.

It is you, who lives in a black and white world, where absence of a government seal means some kind of a problem and presence of a government seal means some type of a guarantee of quality or whatever.

Individuals must be free to make individual decisions and live with any consequences.

Rethink your assumptions. Anybody not buying insurance is taking a risk but it is a known risk with their own savings, just like anybody choosing airbnb to a hotel. People are taking a risk to minimize their expenses and the establishment fights it via government oppression.

You don't need to buy insurance to be insured, it is called savings.

Not having insurance means this: the hotel industry lobbies the government to make competition illegal, that is all it is.

You are an ignorant little ass, you have no clue even about your own government system. The USA Constitution talks about the consent of the governed and there is no consent. Beside that, as QN anarcho capitalist, objectivist I reject any notion of limited government power over an individual in the first place.

The only shithole in existence is your broken mind, so everything else is truly irrelevant in this so called 'conversation'. Ukraine saw its share of anarchists, who were fighting against various establishments and governments and they died in that fight, people see freedom exactly for what it is - 'live free or die' is not just a sentence. Were people fighting wars against governments in search of actual freedom immature? I think not, I think the reality is the opposite, you are what is immature, a termite looking for a colony.

I know perfectly well what freedom is and I come from the land where at least some people understood what freedom was for them even though it was taken away from them by collectivists, just like you. Eventually by hook or crook they off killed enough people there to paralyse the future generations enough so they would go with the garbage collectivist propaganda. Of-course lately some people decided that they want their own version of freedom, which obviously led to another attack by yet more collectivist government forces.

In any case the only people that are truly immature and ignorant are those, who use government violence as a proxy for their own gain and you are included.

Freedom is protection against oppression by the collective, that's what freedom is. As to me being a teenager, ha, I wish. You on the other hand are not a human individual the way I see it, you would be much happier in an insect colony.

You are the fucking moron, there shouldn't be such a concept as a 'public road' in the first place. Government doesn't belong in any property or business or money and should not be allowed to force people to buy into or participate in any programs whatsoever. As I said: you can't understand what an individual is, you are a termite.

I should have added: I have 0 interest in paying for anybody else's service under the gun of a government thug.

A person breaks their arm and can't pay for a hospital service, that's not hospital's or my problem. They SHOULD have money to pay for it, they can ASK FAMILY to help them, they can ASK for CHARITY to pay for it, they can put it on CREDIT.

There are many many things a person should be doing, NONE of those things involves using guns, including proxy guns of a government.

If I break my arm, I will go to the hospital and pay for the service, unlike you obviously, who doesn't understand that concept.

You are wrong of-course in every possible way, you are on the side of taking away people's choices before they are able to exercise them. You are on the side of oppression the moment a human being makes it into this world and until the moment he exits.

You know, it's unfortunate that you exist in the same plane of this Universe with me, we just don't belong on the same planet or in the same species, you are clearly not an individual human being as far as I am concerned. You would be much more at home in a colony of termites or some such.

Well, key architect, Jonathan Gruber says otherwise back in 2012.

You know, you really have to question your own biases and assumptions before telling people they are lying or whatever.