And what's the flip side?
Traditional financing. You finance a car, a house, a TV, why not an education?
This puts college education back in the private sector (that is, without government meddling). Let the market decide.
why would that help things? the problem with letting the market decide, is of course it advantages those who will do well in the market. and you know who those are? yeah, rich people. markets revolve around money, so having money will let you control them.
and being down on "government meddling", then suggesting "market meddling" is kind of confusing. why would the market be any better at regulating/providing than the government?
this is ideology, plain and simple. no analysis of whether it's good for HUMANS, only an appeal to an abstract set of relations we call 'the market'. didn't this all go wrong in 1929, with reliance on pure market forms? and several other times before and since?
also, education is a public good, it adds to society through the generation of knowledge which all can use and benefit from. an individual owning a car doesn't benefit society in the same way, in fact I'd argue it significantly detracts from society. society gains, so society pays
instead of letting the market decide what's good for people, how about we let people decide what's good for people? it's called democracy