You really don't believe me? Wow.
Pittsburgh. UPMC has decided that Highmark (and thus all Blue Cross/Blue Shield insurers) can no longer use their facilities because Highmark is threatening UPMC's near-monopoly status in Western PA. UPMC is trying to crush all competition in this area.
If you think being able to vote for the people and policies in government is worthwhile, why does your city have the problems you have described?
So you dislike the government but believe that it should be used to solve every company-vs-company dispute? Huh. No, the local government is finally trying to clean the mess up but they can't really do much to interfere with private contracts between companies. Turns out that anti-competitive behavior is mostly legal, and the state and federal governments haven't gotten involved.
These problems exist because being anti-competitive is a good way to make money. Seriously, you are blaming a company-vs-company problem on the government... how does that make any sense? If I get mugged, I should blame the police and not blame the mugger?