Well sure. Hindsight is always 20/20. Although one may consider those who choose expensive professions like teachers, doctors, lawyers, etc to have made a good decision up front. And I agree, private schools aren't always the way to go. However even state schools can charge up to $40K for an education. Consider the interest, interest capitalization, and the low entry wages of college grads these days, it's not too hard to understand why some are so discouraged that they just don't even make an effort. Is it right or noble? Probably not, but then the same could be said of charging someone an obscene amount of money to do what they're told is the best way to secure a future and then be told you're a deadbeat if you can afford your bill. This is by the same generation who was easily able to afford college working part time, with massively less strenuous educational requirements, in a world where a college degree meant MUCH better job prospects and wages than is seen today. The playing field, the players, and even the game has changed...but the refs still haven't caught on yet.