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Comment Re:You should assume most of it will be gone (Score 1) 94

PLEASE GOD STOP BEING STUPID.

No, you will not eat a loss if the DIF runs out of money. FDIC insurance is backed by the full faith and credit of the US federal government. Hence, the federal government must pay claims if the FDIC becomes insolvent. The DIF is just there as a mechanism to try to make bank shareholders eat losses, through insurance premiums, instead of taxpayers.

Don't believe me? Your doomsday scenario happened in the 80s with the FDIC parallel for S&Ls. The FSLIC became insolvent, so federal government money was used to make depositors whole up to the limits of the insurance coverage. Not doing that would have been the federal government defaulting on its debts.

Comment Re:No recourse (Score 4, Informative) 127

What you say is incorrect. Qualified immunity only applies when it is _UNCLEAR_ that an action was illegal. It doesn't apply to slam-dunk cases like torturing a confession out of someone. Police can be and have been sued in civil court for clear-cut abuses.

Let's say it's 1985 and you arrest someone for burning the American flag. It turns out what you did was illegal: you violated that guy's freedom of speech by arresting him. But the Supreme Court didn't actually rule on that issue until 1989, and the decision was 5-4, so it was a really close call. Given that four out of nine Supreme Court justices came to the same "wrong" conclusion that you did, how were you, a police officer who doesn't have a law degree, possibly supposed to have known the law you arrested that guy for breaking was unconstitutional? Also, how are you supposed to do your job if you're risking being sued into the ground for failing to predict how unsettled law eventually gets settled?

Qualified immunity is what protects police officers from being held liable for not predicting the details of how the Constitution will be interpreted in the future. Instead, they're only held liable in clear-cut cases where they should have known what they were doing was violating someone's rights. That's a good balance.

Comment Re:What do you mean "about to collapse" (Score 1) 448

"Accredited" how? Regionally accredited? Every real college is regionally accredited.

ABET accredited? I've worked as a lecturer at a college that was in the process of receiving ABET accreditation for its CS program. It was a bunch of paperwork that just distracted from class prep and was a completely worthless process. Maybe it helped for political purposes, but it certainly didn't mean anything educationally.

I went to a non-ABET accredited college, and I learned much more than a student would learn from our program. Our program wasn't bad, and my coworkers were excellent teachers, but you can afford to go a lot further when your students are from a more selective group. The accreditation process forces minimums, but I can assure you that many colleges go beyond the minimum. Perhaps the non-famous college you looked at was just a diamond in the rough.

Comment Re:I love Linux, professionally and personally . . (Score 1) 224

In the LTT video they could have downgraded to an analogue mixer, but it's not exactly a great selling point for Linux.

Ok, think about what you guys are saying. Normal users don't use professional sound mixers. Normal users don't use logic analyzers. You're both wrong, because the reality is that I have not had to think about Linux hardware compatibility for at least the past 10 years of my computer purchases. It's just not something that even crosses my mind at this point. I get the cheapest desktop or laptop with the specs I want and I don't give any thought whatsoever to Linux hardware compatibility, because I am 100% confident that, whatever the hardware is, Linux will work on it. There was a time 20 years ago when Linux hardware support was a real problem and I would into that problem when I wiped Windows ME and installed Linux over it, but that was 20 years ago.

Comment Re:Walmart started offering pyramid scheme in stor (Score 1) 49

You can and must pay United States taxes in USD. That gives the dollar intrinsic value, since, even if you don't have any need to pay US taxes, a lot of people do, so they'll be willing to trade you something you want to get your USD from you.

The closest argument you could make for BitCoin is that you must pay ransomware hackers or drug dealers in BitCoin. That says a lot about BitCoin.

Comment Re:That's how "Look-Say" made illiterate generatio (Score 3, Informative) 337

Turns out that (unless you learn two or more languages as a child) the neural structures that make kids little language acquisition machines literally die off, in several stages (at the ends of age ranges called "critical periods") as the neurons that weren't used by the language learned are "pruned". Once this has happened, learning a new language isn't impossible. But it's more like recovering from a stroke.

This is total bullshit.

http://citeseerx.ist.psu.edu/v...

Comment Re:Nope, not illegal (Score 1) 159

That would be state and federal wiretapping statutes. According to this law review article, you're on very thin ice even if you're in a one-party consent state: http://digitalcommons.law.seat...

In a one party state, you'd be relying on the doctrine of "vicarious consent", which parents can sometimes do for children, because of our culture's disgusting history of treating children like subhumans that are their parents' property, and which is exactly as stupid as it sounds. It's also not a slam dunk to win with. Here's a relevant South Carolina Supreme Court ruling setting out the standards for vicarious consent to be applicable in that state: http://www.gregoryforman.com/b...

In a two-party consent state, you're obviously doing something illegal unless the call is between two of your little flowers in the attic.

Comment Re:The author of this software needs education. (Score 1) 80

I'd never heard of this. It's a fun thing to think about, but of course unethical and also a bad idea for obvious PR reasons ("LINUX IS A VIRUS!") to actually do.

Many people wouldn't notice possibly ever, at least until someone technically literate looked at it and told them what had happened. Why would they? They'd just think it was a normal Windows update that included some UI changes.

Now, if the virus's autoconfig was poorly written and gave them a broken setup, they'd certainly notice something was broken, but would probably blame Microsoft ("Windows Update broke my computer!") . There's no need for them to write their own autoconfig: KNOPPIX's almost always works, so they could just use that.

As long as everything works, they'll just adapt to any UI changes, because they'd assume Microsoft had pushed them out, this UI was the latest version, and the path of least resistance is to adapt to the chance rather than fight it. The reason some people throw up their hands and get so whiny over minor UI differences between Linux and Windowsis is because the path of least resistance is to reject any optional change to their setups.

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