But the labour needed to create a video game does, right?

If it weren't for bank robbers, the insurance company wouldn't even exist in the first place.

But just as the money doesn't appear out of thin air, it doesn't disappear into it either. The robbers will be using the money for something else - possibly even investing it in that very same bank. So the bank/insurer gets poorer, but somebody else - maybe even the same entities - become equally richer. It's simply the movement of funds from the rich to poor, isn't that what we immortalise Robin Hood for?

But hey, consider the context, we're talking about piracy remember? Nobody really cares about the big evil corporations, they have enough money, who cares if we steal from/"infringe" upon them?

Of course at this point you could shift your argument into an example of the 'parable of the broken window' and hope nobody notices you were never really arguing that at all, but then you'd have to apply the same principles to software piracy and your argument that nobody really loses from it would fall apart. At which point I'd argue the comparison to printing counterfeit money (in that someone gains but nobody else directly loses from it), and then you'd look quite the fool.

But I'll save you the humiliation because, hey, that's just the type of guy I am.

Wow, you've signed up with a bank that takes money out of your personal account every time it gets robbed? That's pretty sad.
In my country, our banks are insured (more than often than not, self-insured) so they can cover losses like that. Perhaps you should consider switching banks.

Bioshock took several weeks to crack.
Splinter Cell Chaos Theory took over a year.
CSS took 2.5 years.

For what it's worth, only legitimate bank users ever have to pay fees, while bank robbers don't ever have to pay a cent, yet that's hardly a great reason to support the robbing of banks. Not that, you know, simple logic would ever change your mind or anything...

Step 2 is "Have your product cost less than all your competitors while still maintaining massive consumer interest in it". That's why it's a better business model.