Comment Re:fastest way to have a recession (Score 1) 237
Not necessarily.
Some groups of people - mostly those of Jewish Scottish Russian or many Asian backgrounds - tend to be investors in good times and bad, and they accumulate wealth regardless of the economic cycle.
I think I'm putting away something like $50,000 a year in retirement contributions right now. I only adjust my asset mix depending on projections of risk reward (when others overbuy bonds (now), I don't).
Most capital gains taxes don't tax retirement accounts up to a certain level, or home value appreciation.