Hola, Hello,
I presume Sir, you own & drive (fully paid) a Mercedes Benz G-Class SUV. Else, you are just acting like a silly woman bragging on handbags.
I am in India and drive a large Japanese SUV. Even I was curious on these Tata Nano contraptions. Drove one out of curiosity. It feels and drives like a car. In urban traffic, it is perfectly capable of moving 4 normal sized adult individuals. I repeat urban India. Unless someone is driving a military tank, I do not see a Tata Nano getting totalled. It's a small car capable of transporting 4 normal size people in a civilized way.
PS: I am still interested in your theory: Expensive = Golden Shit
BT