My private, standard, insurance for my private car, with no intent to be used commercially is insured up to 10 million Euro (damage to persons). That is a very normal rate, I doubt you can even get a lower one.
Holy. Shit. No wonder driving is so expensive in Europe! Do you mind me asking what that policy costs you per year? I have $10,000 property, and $10,000 personal injury coverage (the least allowed by state law) in an effort to curb my insurance costs, and it sets me back about $400/yr. I would be paying several thousand dollars per year for coverage in the $100k range, I can't even imagine what it would cost to get into the millions.
Real Programmers don't write in FORTRAN. FORTRAN is for pipe stress freaks and crystallography weenies. FORTRAN is for wimp engineers who wear white socks.